Greenwich Creek Capital (GCCM) is a Registered Investment Advisor based in Stamford, CT. The company was founded in 2008 to cater to high net-worth families. GCCM is regulated by the Department of Banking, the state securities regulator. Saul Padilla is the Managing Member. He started managing financial assets in 1987. Let us tell you who we are as a firm, a team, and as individual professionals.

We are not a mutual fund, hedge fund, robo-advisor or hybrid advisor. We manage separate accounts, whether individual, joint, or retirement accounts. We have both international and domestic clients and also manage money for organizations and Trusts. Each client has his or her own separate account. We do not have custody of client accounts, as we use third-party custodians.

Who We Are | The Team

Saul Padilla | Greenwich Creek Capital Founder

Saul Padilla

Founder, Registered Investment Adviser

Saul grew up in Argentina and moved to the U.S.A. in 1985 with his family. His career in investments began independently in 1987. In early 1991, he was hired by Shearson Lehman Brothers. In 2000, he joined Morgan Stanley Private Wealth Management. Later, in 2003, he joined EFG Capital International.

Finally, in 2008, Saul founded his own firm, Greenwich Creek Capital Management, with two ideas in mind: (1) transparency with clients and (2) a focus on further developing his proprietary investment process. This process includes both quantitative and qualitative aspects. In other words, a systematic component and the human factor capable of dealing with irrational market behavior, respectively.

His portfolio management style is dynamic. It focuses on both making and protecting money. The proprietary investment process we apply as a firm has taken Saul over 15 years to develop. The core is to invest in sync with the financial cycle. He named his investment process The Financial Cycle Portfolio.

The content he writes aims to communicate his thought process as an investment adviser. Saul’s goal is to effectively breed trust and peace-of-mind between himself and all the firm’s clients. He firmly believes all clients should be informed of the reasoning behind the investment decisions made for their accounts. Staying informed fosters transparency in an industry plagued with conflicts of interest and questionable ethics.

Saul is married to his wife of over 41 years. They have three children and eight grandchildren. He lives in Connecticut and for leisure, he enjoys reading, sailing, chopping firewood, watching rugby, and blasting classical music.

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Maria del Rocio Padilla Hurd | Greenwich Creek Capital | Research & Trading

Maria R. Padilla Hurd

Co-founder, Research & Trading

Maria earned a Bachelor of Arts degree from the College of William & Mary in 2013. She majored in Anthropology and enjoyed time excavating and learning about ancient civilizations. In the workplace, she applies what she learned about human behavior to trading and investing. After all, our markets are made up of people!

Maria joined the financial industry after graduating from college in 2013. In 2018, she completed her Chartered Market Technician (CMT) professional designation.

She co-founded Freedom Invest, a brand of Greenwich Creek Capital Management, a Registered Investment Adviser founded in 2008. Freedom’s goal is to offer professional wealth management to everyone.

The content she posts focuses on the issues affecting financial markets and what they mean for your portfolio. Maria realizes investing is very time-consuming and is here to help alleviate that burden the best she can.

Most importantly, her goal is to be transparent with the people that trust the firm to invest their money on their behalf, communicating to them investment decisions and the thought process behind them.

She has been married to her husband, Dillon, for over three years. They have two boys and live in central Iowa. In her free time, she loves to read novels (especially about WWII), ride horses, and practice ballet.

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Daniel Gowland | Greenwich Creek Capital | Director of Business Development

Daniel Gowland

Business Development & Product Advisor, Latin America

Daniel brings more than 30 years of international experience in global financial markets, Investment, Corporate and Wealth Management businesses.

He received a Bachelor of Science in Economics from the Universidad Católica Argentina in Buenos Aires (1986), a degree in Economics and Business Administration from the ESEADE in Buenos Aires, a Portfolio and Investment Management degree at New York University, NY (1998), and a Diploma from Stanford University in California, where he attended the Executive Program (2004).

Daniel began his career at Citibank, Buenos Aires Branch, Argentina. There he served in different positions within the Consumer, Commercial and Investment Bank. He was responsible for marketing and sales of innovative products to Institutional Investors (Pension Funds, Financial Institutions and Public Companies). Thereafter he joined ING Barings in New York, later served as a Director in charge of the Bank of Nova Scotia in New York. Daniel moved on to serve as the Head of the Client Solutions Group at Citibank Private Bank, worked for Bank of America-Merrill Lynch in New York, and led the HSBC Family Office initiative in Latin America.

During the last 3 years, he has been in charge of BST, an Argentine local bank.

Benjamin Padilla | Greenwich Creek Capital | Business Development

Benjamin Padilla

Chief Financial Officer

Ben was born in Buenos Aires, Argentina and grew up in Key Biscayne, Florida. He graduated from Middlebury College (Vermont, USA) with a Bachelor of Arts (Political Science) in 2006. He holds an MBA from Singapore Management University (2019) and has been employed in various capacities by the Schulte Group since 2008 in Latin America, Europe and most recently, Singapore in Mergers & Acquisitions.

The Schulte Group is a German family-owned business conglomerate in operation for over 135 years. Schulte employs about 21,500 people in 26 countries, owns 98 oceangoing vessels, and manages more than 650 vessels.

Ben joined our firm in 2019. He is active in capital raising, strategy, and business development. He is also still active in the shipping sector as an advisor to Bernhard Schulte Shipmanagement.

He is married since 2015 and has two daughters. In his free time, he enjoys playing golf, soccer and tennis, reading, and spending time with his family.

Dillon Hurd | Greenwich Creek Capital | Technology Development

Dillon Hurd

Technology Development

Dillion has an engineering background with a focus in adaptive predictive control systems. He is currently working towards a dual PhD in Chemical Engineering and Statistics at Iowa State University.

Dillion updates, optimizes and back-tests all the trading strategies used in Freedom’s augmented investing process. Given his background in predictive modeling and systems optimization, he has been able to add a level of statistical sophistication to the trading strategies.

He also focuses on business development, applying his small business experience. Early in his career, Dillion participated in multiple business accelerator programs through Iowa State University to launch startup companies.

Maria became his lovely wife in 2016. They have two sons. In his free time, during the winter, he enjoys spending time with his sons building RC airplanes. Recently, they have been building WWII planes using a 3D printer! During the warmer months, he enjoys fishing, kayaking, riding, hunting, surfing and spending as much time outdoors as possible.

Gema Fernandez Calvillo | Greenwich Creek Capital | Strategy Consultancy

Gema Fernandez-Calvillo Torres

Strategy & Marketing Advisor, Real Estate Investment Advisor

Gema was born in Madrid, Spain. She finished her studies at La Fundación in Madrid and then pursued a Law Degree at the University of San Pablo CEU (Spain). In 2006, she completed her MBA at the Instituto de Empresa (Madrid, Spain). Gema has worked in real estate development since 2006. She joined her family’s real estate development business in 2008 and in 2015, she began advising Greenwich Creek Capital Management on real estate investment opportunities. She is passionate about real estate development and has a wealth of sector knowledge and experience to contribute to any real estate development project.

As our firm developed the strategy for Freedom Invest, Gema noticed there is a growing and underserved Hispanic market in the U.S.A. for our asset management services. She is active in developing our firm’s Spanish language communications, marketing and content strategy.

Gema is married since 2015 and has two daughters.